Find the Right Account for You

Compare our savings options side by side to see which best fits your needs, lifestyle and financial goals.

Compare Personal Savings Accounts

Account Minimum Balance Interest Service Charges And… Open Online
Savings Account $100 0.05% APY* Low, monthly if minimum balance not maintained
  • $100 minimum to open
  • ATM accessible
EZ Savings Account None ✓ None
  • Age 11-24
 N/A
At Ease Savings Account $100 ✓ None
  • ATM accessible

Special interest rate for veterans, active members of the armed forces, and their families through our At Ease Savings Account. Qualifications apply.

 N/A
Holiday Savings Account None ✓ None
  • Annual payout on the first Friday of November. Customers can choose check or direct deposit into valid CNB transaction account
 N/A
Health Savings Account $50 ✓ None
  • Qualified individuals are covered by a high deductible health plan
  • Maximum annual contributions are based on the annual statutory limit
  • No IRS penalty or federal income taxes for withdrawal for qualified medical expenses
 N/A

*Annual Percentage Yield (APY) is accurate as of October 31, 2025 and is subject to change after account opening. Fees may reduce earnings.

Military identification is required to qualify for the At Ease account package features and benefits. Veterans, Active Duty Service Members and their families (including surviving spouses of a deceased veteran, beneficiaries, and caregivers) qualify.

Compare Personal Savings Accounts

This account is designed for those who prefer the record keeping convenience of a monthly statement and also offers easy access to funds, yet pays a higher rate of interest.

  • $100 minimum balance required to avoid a low, monthly service charge
  • $100 minimum to open
  • Monthly statements
  • ATM accessible
  • 0.05% APY*
This offers both the security of saving and the convenience of easy access to funds. The EZ Savings Account is a great “starter” account for customers age 11-24.

  • No minimum balance
  • No service charge
  • Monthly statements
  • Minimum to earn interest is $50
  • Earns interest
Veterans, active service members, and their families are eligible for our At Ease Savings account that offers a higher rate of interest for members of our armed services combined with the quality, friendly service from your hometown bank.

  • $100 minimum balance to open and earn interest
  • No minimum balance required to avoid a service charge
  • Receive a monthly statement – no international mail fee
  • ATM accessible
  • Earns interest

This is an account available to qualified individuals that features tax-free withdrawals for a designated beneficiary’s qualified medical expenses.

  • $50 minimum deposit to open
  • Qualified individuals are covered by a high deductible health plan (HDHP)
  • Maximum annual contributions are based on the annual statutory limit
  • No IRS penalty or federal income taxes for withdrawal for qualified medical expenses
  • Earns interest

This is a convenient savings plan that provides you with a systematic way to set aside funds for holiday shopping or other large purchases.

  • Unlimited deposits in branch, by scheduled transfer, or within eBanking
  • Annual pay-out on the first Friday of November in the form of a check or direct deposit into your checking account
  • Annual statement
  • Earns interest

*Annual Percentage Yield (APY) is accurate as of October 31, 2025 and is subject to change after account opening. Fees may reduce earnings.

Military identification is required to qualify for the At Ease account package features and benefits. Veterans, Active Duty Service Members and their families (including surviving spouses of a deceased veteran, beneficiaries, and caregivers) qualify.

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