*Credit can be used for closing costs, flood and/or hazard insurance, escrow deposit or real estate taxes. Down payment assistance for purchase transactions only. Can be combined with grants or seller assist. Borrower agrees to maintain the home as their primary residence for two years to receive the credit for the full amount. If a sale or refinance of the mortgage loan with another bank of the subject property occurs before the two years expire, the full grant funds will be required to be repaid as part of the property sale closing or refinancing, and the repaid amount will be returned to the program fund to be used for other prospective borrowers in need of such help. Available upon program funds availability through December 31, 2026.
Get up to $10,000 in Mortgage Assistance
Use your credit for closing costs and/or help with your downpayment
Up to $10,000 in Assistance
Up to $10,000 lender credit available for qualified borrowers to use for closing costs and/or down payment
Strengthen Local Neighborhoods
Available for owner-occupied single family, condominium, or planned unit development (PUD) home located in designated majority-minority neighborhoods
Works with Your Mortgage
Funds may be used for purchase money, home improvement, or rate-term refinance transactions in conjunction with an ESSA Bank originated mortgage
Invest in Your Community
Homeowner must stay in the property for at least 24 months to receive full credit
Considering Homeownership?
Buying a home is one of the most significant financial milestones many people will experience. The journey to ownership can be both rewarding and challenging. From budgeting and saving to navigating mortgages and closing costs, we’re here to help you build confidence and move closer to a place you can truly call your own.
ESSA Bank offers tools and resources to help you in your financial journey. Visit our Financial Wellness Center to learn more about mortgages and home equity.
Take the first step toward homeownership with ESSA Bank’s Open Your Door Mortgage Program.
For more information or to determine eligibility, please complete the form or contact your local banker listed below:
Keishla Diaz Casado
Community Development Mortgage Professional
NMLS# 2634909
Office: (484) 735-6173
Email: [email protected]
