VISA® Gold Reward Credit Card

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Worldwide credit with hometown service. ESSA Bank is pleased to offer you our very own Visa® Gold Reward Credit Card with contactless technology!

Our ESSA Bank Visa® Gold Reward Credit Card offers you a variety of benefits, including a competitive variable Annual Percentage Rate (APR) and a higher credit line to qualifying customers with a credit card. Be prepared for any emergency that may happen. Whether you’re traveling near or far to visit family or friends, rest assured that your ESSA Bank Visa® Gold Reward Credit Card is welcomed at locations worldwide.

We offer contactless technology with your Visa® Gold Reward Credit Card. Tap, dip or swipe – it is all up to you. Tapping to pay with your VISA contactless credit card can help you avoid touching surfaces at checkout. Each time you tap, your transaction generates a one-time code, making your transaction secure. Click here for more information about tap to pay contactless technology.

Special Features

  • A competitive variable APR
  • No annual fee
  • Contactless technology
  • 24/7 account access
  • Instant cash from any machine displaying the PLUS® symbol

ScoreCard® Rewards

ScoreCard® Rewards, offering 1 point per $1 spent on net purchases and 2 points for every $1 transferred over to your Visa® Gold Reward Credit Card. These points can be redeemed for:

  • Gift Cards: Redeem your points for an online gift card or receive a gift card in the mail for later use.

  • Travel: Redeem your points for air travel (including international fulfillment), cruises, hotel stays, car rentals, vacation package, and more.

  • Merchandise: Home goods, recreation, electronics, and more! There are over 1,600 items to choose from, and shipping is always free.

Shopping Online?

Password protect your ESSA Bank Visa® Gold Reward Credit Card for added security when you shop at participating online stores. With Visa Secure, the next time you shop at a participating online store, you’ll be prompted to enter your password. That means added safety, because only you can use your card online. Activate your Visa Secure password at any participating store listed today.

ESSA Bank Visa® Gold Reward Application

Turn the dollars you spend into reward points to redeem for gift cards, travel or merchandise through ScoreCard® Rewards!

Current step:1Personal Information
2Residence Information
3Employment Information
4Housing Expenses
5Income Information
6Sign/Finish

Personal Information

Are you an existing TCM Bank credit card customer? *
Are you a Veteran, active service member, or the family member of a Veteran or active service member? *
Do you have a balance to transfer upon approval? *

Residence Information

Employment Information

Housing Expenses

Do you: *

Income Information

Please choose one (*credit limit amount is subject to approval): *

Alimony, child support, and other maintenance payments need not be included if you do not wish to rely on it to obtain this credit. Gross monthly income is income that you are able to use for repaying your debts. Examples may include income earned from salaries, self-employment, investments, rental properties, Social Security Benefits, and retirement accounts.

Please Read Before Submitting

By submitting this application, the undersigned agrees as follows: *

Please print and retain this disclosure for your records.

This application will be sent to ESSA Client Advocates and will be reviewed to determine appropriate resolution.