“Open Your Door” Mortgage Program

Looking for some extra help with the upfront costs associated with home ownership? ESSA Bank can help you “open your door.”

  • Up to $10,000 lender credit available for qualified borrowers
  • Available for owner-occupied single family, condominium, or planned unit development (PUD) homes
  • Must be located in designated majority-minority neighborhoods
  • Applicable for purchase money, home improvement, or rate-term refinance transactions

  • Must be in conjunction with an ESSA Bank originated mortgage

  • Credit may be used for closing costs and/or down payment assistance
  • Homeowner must stay in the property for at least 24 months to receive full credit

Why Choose ESSA Bank?

Your Trusted Partner

We’re committed to helping you achieve your homeownership goals.

Financial Assistance

Combine this offer with grants or seller assistance to further ease your financial burden.

Community Focused

We believe in strengthening our communities by making homeownership accessible to all.

Take the first step toward homeownership with our Open Your Door Mortgage Program.

For more information, or to determine eligibility, please complete the form or contact our Community Development Mortgage Professional.

Keishla Diaz Casado

Community Development Mortgage Professional

NMLS# 2634909
Office: (484) 207-5799
Email: [email protected]

Preferred Contact Method *

*Credit can be used for closing costs, flood and/or hazard insurance, escrow deposit or real estate taxes. Down payment assistance for purchase transactions only. Can be combined with grants or seller assist. Borrower agrees to maintain the home as their primary residence for two years to receive the credit for the full amount. If a sale or refinance of the mortgage loan with another bank of the subject property occurs before the two years expire, the full grant funds will be required to be repaid as part of the property sale closing or refinancing, and the repaid amount will be returned to the program fund to be used for other prospective borrowers in need of such help. Available upon program funds availability through December 31, 2026.

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