VISA® Gold Reward Credit Card

Worldwide credit with hometown service. ESSA Bank is pleased to offer you our very own Visa® Gold Reward Credit Card with contactless technology!

Our ESSA Bank Visa® Gold Reward Credit Card offers you a variety of benefits, including a competitive variable Annual Percentage Rate (APR) and a higher credit line to qualifying customers with a credit card prepared for any emergency that may happen. Whether you’re traveling near or far to visit family or friends, rest assured that your ESSA Bank Visa® Gold Reward Credit Card is welcomed at locations worldwide.

We offer contactless technology with your Visa® Gold Reward Credit Card. Tap, dip or swipe – it is all up to you. Tapping to pay with your VISA contactless credit card can help you avoid touching surfaces at checkout. Each time you tap, your transaction generates a one-time code, making your transaction secure. Click here for more information about tap to pay contactless technology.

Special Features

  • A competitive variable APR
  • No annual fee
  • Contactless technology
  • Automatically debits your account for the amount of your purchase as if you’ve written a check
  • 24/7 account access
  • Instant cash from any machine displaying the PLUS® symbol

ScoreCard® Rewards

ScoreCard® Rewards, offering 1 point per $1 spent on net purchases and 2 points for every $1 transferred over to your Visa® Gold Reward Credit Card. These points can be redeemed for:

  • Gift Cards: Redeem your points for an online gift card or receive a gift card in the mail for later use.

  • Travel: Redeem your points for air travel (including international fulfillment), cruises, hotel stays, car rentals, vacation package, and more.

  • Merchandise: Home goods, recreation, electronics, and more! There are over 1,600 items to choose from, and shipping is always free.

Shopping Online?

Password protect your ESSA Bank Visa® Gold Reward Credit Card or Check Card for added security when you shop at participating online stores. With Verified by Visa, the next time you shop at a participating online store, you’ll be prompted to enter your password. That means added safety, because only you can use your card online. Activate your Verified by Visa password at any participating store listed today.