WOW Checking
WOW Checking Rates
Qualify for premium interest on this free checking account easily by performing three simple steps each calendar month**:
  • 1

    At least twelve (12) debit card purchase transactions must post to your account, with or without the use of a PIN

  • 2

    Have at least one Direct Deposit or ACH payment

  • 3

    Receive your WOW Checking account eStatement through eBanking

*Annual Percentage Yield (APY) of 4.00% is applicable for qualifying balances between $0 and $99,999.99. Qualifying balances of $100,000 and over will have an APY ranging from 4.00% and 1.75% depending on the balance in the account. If qualifications are not met, the APY will be 0.10%. The minimum balance to open an account is $50. APYs are accurate as of March 2, 2026 and are subject to change after account opening. **Monthly qualification period ends on the last business day of the month. **Monthly qualification period ends on the last business day of the month.

Special Features:

  • Free ATM withdrawals anywhere in the U.S. upon qualification

  • No minimum balance fee

All checking accounts include:

  • Combined Statement
  • ServiceCall
  • Free Access to Personal eBanking with ePay, eStatement, and goVivo

Special Features:

  • Free ATM withdrawals anywhere in the U.S. upon qualification

  • No minimum balance fee

All checking accounts include:

  • Combined Statement
  • ServiceCall
  • Free Access to Personal eBanking with ePay, eStatement, and goVivo

Questions about our WOW Checking account?

Fill out the form below to get in contact with our team.

Preferred Contact Method *

More Ways to Get Started with WOW Checking

We make it easy to sign up. Call us toll-free at 855-713-8001, visit any ESSA Bank branch, contact us online, or head to goVivo to sign up now.

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