Personal Savings Accounts

Savings Account

This account is designed for those who prefer the record keeping convenience of a monthly statement and also offers easy access to funds, yet pays a higher rate of interest.

  • $100 minimum balance required to avoid a low, monthly service charge

  • $100 minimum to open

  • Monthly statements

  • ATM accessible

Satisfied modern millennial man in stylish casual clothes using smartphone and laptop computer for electronic banking, making reservation, online shopping and payments while spending time at home.

EZ Savings Account

This offers both the security of saving and the convenience of easy access to funds. The EZ Savings Account is a great “starter” account for customers age 11-24.

  • No minimum balance

  • No service charge

  • Monthly statements

  • Minimum to earn interest is $50

At Ease Savings

Veterans, active service members, and their families are eligible for our At Ease Savings account that offers a higher rate of interest for members of our armed services combined with the quality, friendly service from your hometown bank.

  • $100 minimum balance to open and earn interest
  • No minimum balance required to avoid a service charge
  • Receive a monthly statement – no international mail fee

  • ATM accessible

Military identification is required to qualify for the At Ease account package features and benefits. Veterans, Active Duty Service Members and their families (including surviving spouses of a deceased veteran, beneficiaries, and caregivers) qualify.

Health Savings Account (HSA)

This is an account available to qualified individuals that features tax-free withdrawals for a designated beneficiary’s qualified medical expenses.

  • $50 minimum deposit to open

  • Qualified individuals are covered by a high deductible health plan (HDHP)

  • Maximum annual contributions are based on the annual statutory limit

  • No IRS penalty or federal income taxes for withdrawal for qualified medical expenses

  • Earns interest

Holiday Savings Account

This is a convenient savings plan that provides you with a systematic way to set aside funds for holiday shopping or other large purchases.

  • Unlimited deposits in branch, by scheduled transfer, or within eBanking

  • Annual pay-out on the first Friday of November in the form of a check or direct deposit into your checking account

  • Annual statement

  • Earns interest

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