Home Equity Loans & Lines of Credit

ESSA Home Equity Center

You’ve got big plans. We’ll help make sure you have the money you need for them.

Now may be a great time to consider turning your home’s equity into cash in order to consolidate debt, pay for college, take a vacation, or build that addition you’ve been dreaming about.

Home Equity Loan & Line of Credit Options

We know that your home is the center of your activities, life and family. That’s why at ESSA, we strive to give you the options and tools you need for healthy home finances.

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Home Equity Loans

Our Home Equity Loans can be used to transform the equity in your home into cash for a variety of purposes, including necessary home repairs, remodeling, college expenses, and more. Monthly payments can be deducted automatically from your checking account at a reduced interest rate, saving you time and money and making payments easy. The interest rate may be lower than other lines of credit since the line is secured by your home.

Home Equity Lines of Credit

Our Home Equity Line of Credit is a revolving line of credit based on the equity you have built up in your home, with interest charged only on the funds used. Monthly payments can be deducted automatically from a checking account at a reduced interest rate, saving you time and money and making payments easy. The interest rate may be lower than other lines of credit since the line is secured by your home.

*All loans are subject to approval. Fees and certain geographic restrictions may apply.

ESSA Bank takes pride in the experience and expertise of our mortgage lenders. The Nationwide Mortgage Licensing System Registry gives you access to a free service to confirm that the mortgage company or mortgage professional employed by us is authorized and licensed to conduct mortgage business. Access this information by clicking here. NMLS#410748

ESSA Bank appreciates the opportunity to be your financial partner.

You may limit “prescreened” offers of credit and insurance you get based on information in your credit report. Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt out with the nationwide credit bureaus at 1-888-567-8688. For more information, click here.

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