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FDIC

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

FDIC

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

FDIC

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

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  • How is the payment amount on my Line of Credit calculated when I see my offer?

    The estimated payment amount is based on the line of credit being fully advanced with a payment of 2% of the loan balance plus accrued interest at the initial interest rate.

    June 7, 2023Loan Specific
  • Can I choose a specific payment date?

    Your payment date is approximately 30 days from closing.

    June 7, 2023Loan Specific
  • Why didn’t I receive any offers?

    Due to the credit characteristics of your business and/or guarantor(s), we were unable to auto decision the loan request and present financing options. Your loan request will be reviewed to determine if we can provide a financing option.

    June 7, 2023Loan Specific
  • Can I add more than one address?

    We require a physical address. You may also add a separate mailing address.

    June 7, 2023Loan Specific
  • If I start an application in the online portal, can I visit my local branch office for assistance if I need help?

    Yes, you can visit your local office for assistance completing the application. Our online portal also has an email feature where you can ask questions. We also provide tips within the online application to aid you with completion of the loan request.

    June 7, 2023Loan Specific
  • How can I access funds in my line of credit?

    You can request an advance on your line of credit through your business ebanking by completing an online transfer, visiting your local branch or by contacting your loan officer.

    June 7, 2023Loan Specific
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ESSA Bank

Phone: 855.713.8001  |  Routing #031306278 |  NMLS ID# 410748

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