Find the Right Account for You
Compare our Business Checking options side by side to see which best fits your needs and financial goals.
Compare Business Checking Accounts
| Small Business Checking | Business Interest Checking | Non-Profit Interest Checking | Public Funds Interest Checking | Custom Business Checking | |
|---|---|---|---|---|---|
| Minimum balance | None | $10,000 daily balance | $5,000 daily balance | $5,000 daily balance | None |
| Service charges | None | $10 monthly if minimum balance is not maintained | $10 monthly if minimum balance is not maintained | $10 monthly if minimum balance is not maintained | Customized fixed monthly fee |
| Minimum balance to earn interest | N/A | N/A | N/A | $1 | N/A |
| Interest & Tiered Balances | N/A | 0.05% APY* | 0.05% APY* on your balance of $0.01 – $49,999.99, or 0.25% APY* on your balance of $50,000+ | 0.05% APY* on your balance of $0.01 – $49,999.99, or 0.10% APY* on your balance of $50,000+ | N/A |
| Transactions per month | <=200 | <=200 | <=100 | <=100 | Unlimited |
| Interest paid | N/A | Interest compounded & credited on monthly basis | Interest compounded & credited on monthly basis | Interest compounded & credited on monthly basis | N/A |
| Per transaction charges | >200; $0.25 each | >200; $0.25 each | >200; $0.25 each | >100; $0.25 each | N/A |
| Open amount | $50 | $50 | $0 | $0 | $50 |
| Deposits and withdrawals | Up to 200/statement cycle | Up to 200/statement cycle | Up to 200/statement cycle | Up to 100/statement cycle | Unlimited |
| Business debit card | No annual fee | No annual fee | No annual fee | No annual fee | N/A |
| Business eBanking | FREE Standard eBanking | Enhanced or full-service eBanking available for a low monthly fee | Enhanced or full-service eBanking available for a low monthly fee | Enhanced or full-service eBanking available for a low monthly fee | Enhanced or full-service eBanking available for a low monthly fee |
| Business Bill Pay | No cost | No cost | No cost | No cost | No cost |
| Open Online | N/A | N/A |
Compare Business Checking Accounts
Service Charges: None
Minimum balance to earn interest: N/A
Interest: N/A
Tiered balances: N/A
Transactions Per Month: <=200 Interest Paid: N/A
Per transaction charges: >200; $0.25 each
Open amount: $50
Deposits and withdrawals: Up to 200/statement cycle
Business debit card: No annual fee
Business eBanking: FREE Standard eBanking
Business Bill Pay: No cost
Open Online:
Service Charges: $10 monthly if minimum balance is not maintained
Minimum balance to earn interest: N/A
Interest: 0.05% APY*
Tiered balances:
$0.01 – $50,000+
Transactions Per Month: <=200 Interest Paid: Interest compounded & credited on monthly basis
Per transaction charges: >200; $0.25 each
Open amount: $50
Deposits and withdrawals: Up to 200/statement cycle
Business debit card: No annual fee
Business eBanking: Enhanced or full-service eBanking available for a low monthly fee
Business Bill Pay: No cost
Open Online:
Minimum Balance: $5,000 daily balance
Service Charges: $10 monthly if minimum balance is not maintained
Minimum balance to earn interest: N/A
Interest and Tiered balances:
0.05% APY* on your balance of $0.01 – $49,999.99, or 0.25% APY* on your balance of $50,000+
Transactions Per Month: <=100 Interest Paid: Interest compounded & credited on monthly basis
Per transaction charges: >200; $0.25 each
Open amount: $50
Deposits and withdrawals: Up to 200/statement cycle
Business debit card: No annual fee
Business eBanking: Enhanced or full-service eBanking available for a low monthly fee
Business Bill Pay: No cost
Open Online:
Service Charges: $10 monthly if minimum balance is not maintained
Minimum balance to earn interest: $1
Interest and Tiered balances: 0.05% APY* on your balance of $0.01 – $49,999.99, or 0.10% APY* on your balance of $50,000+
Transactions Per Month: <=100 Interest Paid: Interest compounded & credited on monthly basis
Per transaction charges: >100; $0.25 each
Open amount: $0
Deposits and withdrawals: Up to 100/statement cycle
Business debit card: No annual fee
Business eBanking: Enhanced or full-service eBanking available for a low monthly fee
Business Bill Pay: No cost
Open Online: N/A
Minimum Balance: None
Service Charges: Customized fixed monthly fee
Minimum balance to earn interest: N/A
Interest: N/A
Tiered balances: N/A
Transactions Per Month: Unlimited
Interest Paid: N/A
Per transaction charges: N/A
Open amount: $50
Deposits and withdrawals: Unlimited
Business debit card: N/A
Business eBanking: Enhanced or full-service eBanking available for a low monthly fee
Business Bill Pay: No cost
Open Online: N/A
*Annual Percentage Yield (APY) is accurate as of October 31, 2025 and is subject to change after account opening. Fees could reduce earnings.
No cost cash or coin deposits
Business debit cards with no annual fee
eStatements available within eBanking
Overdraft protection available (if qualify)
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