Visa Business Debit Cards | Smart Payment Solutions

Visa® Business Debit Cards

Smart Payment Solutions for Your Business

The ESSA Bank Business debit card works like a check — only better! Use it for traveling expenses, to purchase supplies, or buy lunch for your employees! The purchase will be automatically deducted from your ESSA Bank Business Checking account and will be detailed on your monthly account statement. You pay no interest and no annual fee for an ESSA Bank Business debit card, so if you need one for your operations manager, partner or maintenance crew, go ahead and get more — up to five cards per account, each personalized with company name and employee name.

Easy Recordkeeping

When you use your ESSA Bank Business debit card, you’ll receive a receipt. Just record the amount of the purchase in your checkbook register and deduct the amount from your balance. The purchase will be automatically deducted from your ESSA Bank Business Checking account. When you receive your monthly business checking account statement, the purchases will be listed in detail, including the vendor’s name where the purchase was made!

Security

When you receive your ESSA Bank Business debit card, you’ll be automatically assigned Personalized Identification Number to ensure the highest level of security to your account. Since the card and PIN are mailed directly to you, you have the option of restricting the availability of the PIN, should you want employees to have access to the purchasing power but not the cash.

Buying Power

It’s like a plastic check that gives you access to your ESSA Bank Business Checking account without the hassle of writing out a check, showing ID, or waiting for check approvals. Do away with petty cash. Get up to five cards per account. Employees that you designate to receive a card will receive their own personalized card, with their name and your company’s name embossed on the front.

Convenient Cash Access

As an ATM card, you can use your ESSA Bank Business debit card to make cash withdrawals at Visa/Plus and MoneyPass network ATMs. You can also use it to make cash advances at financial institutions displaying the Visa symbol. Each card will have an individual Personal Identification Number assigned and the card(s) and PIN(s) will be sent to your business separately.

World-Wide Acceptance

Welcome at millions of Visa merchant locations around the world, you can use your ESSA Bank Business debit card anywhere Visa debit cards are accepted. And, as an ATM card, using the Personalized Identification Number (PIN), make cash withdrawals at any Visa/Plus^® or MoneyPass network ATM.

Easy to Apply

Simply call ESSA Bank’s Customer Service Center or stop in the ESSA Bank office located nearest you for an application. The application process is quick and straightforward, getting you access to your business debit cards in no time.

Your ESSA Bank Business debit card comes with these valuable features designed to give you more control, security, and peace of mind.

Shop Online with Confidence

Shop online? Now you can password protect your ESSA Bank Business debit card for added security when you shop at participating online stores. With Verified by Visa, the next time you shop at a participating online store, you’ll be prompted to enter your password. That means added safety, because only you can use your card online.

Real-Time Account Monitoring

We strongly recommend you also sign up for and utilize Business eBanking, which allows you to monitor daily activity on your account, without waiting for your monthly statement. Keep track of all employee purchases and cash withdrawals in real-time.

No Interest, No Annual Fees

Remember, the debit card is not a credit card. It draws from your ESSA Bank Business Checking account, so there is no monthly bill or finance charges. This means complete control over your business spending without the worry of accumulating debt.

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